0% Balance Transfer for 18 Months from Discover

by Michael on Jan 29, 2014

Discover it Card

As a quick followup to my earlier post about the Discover it card offering free access to your FICO credit score, I also wanted to point out that this same card is currently offering 0% on balance transfers for up to 18 months.

That long promo period makes the Discover it card one of the best balance transfer offers on the market. Yes, there’s a 3% transfer fee, but the ongoing savings on finance charges vs. your current card’s APR will more than offset that.

It also worth noting that there’s also no annual fee, no late fee on your first late payment, no penalty rate if you make a late payment, etc.

While this card also offers up to 5% cash back on purchases, you may not want to make any purchases with it if you’re using it as a tool to dig yourself out of debt. No sense in digging the hole deeper, amirite?

Note that there’s also a slightly different version of this card that offers a shorter (14 month) 0% period on balance transfers, but also offers 0% APR on purchases for 6 months. The 18 month version is your best bet if you’re trying to reduce debt, but that other one is out there if you’re interested.

Interested? Click this link or the button below to apply…

Apply Now Button


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