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Exercising + Learning = Reading + Calf Raises

Posted by Sean | July 19, 2008 .

Okay, it is the weekend and we can get off-topic, right? I mentioned here that I’m interested in finding good ways to combine learning + exercise. I actually consider it highly relevant to Financial Ramblings, because satisfying my financial curiosity will require long hours.
At the same time, I would like to try and accomplish crazy [...]

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Personal Finance Weekly Roundup #5

Posted by Sean | July 19, 2008 .

Selected favorites from StumbleUpon, del.icio.us, PFbuzz and carnivals:
Ramblings
The Anatomy of Car Insurance - it is true that you can save literally hundreds of dollars on car insurance, but why?
Reading
Honey, Are We F-D-I-whatever Insured? - includes a graph of how much uninsured deposits have increased since 1992.
Listening
(14 minutes) Dear President Obama - PIMCO’s Bill Gross talks [...]

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Prius Owners: Are They Bad At Math?

Posted by Sean | July 18, 2008 .

Lately in the mainstream media and on personal finance blogs, I’ve have seen comments that people are uninformed or have poor math skills if they buy expensive hybrids. Hmm… why do people say Prius owners are bad at math, but not people who own Hummers?
Is it assumed that the H2 owners derive so much pleasure [...]

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The Drugstore Game - How Do You Calculate The REAL Savings?

Posted by Sean | July 17, 2008 .

Mrs. Ramblings has caught the "drugstore game" bug. Don’t get me wrong she has always used coupons. But I think maybe some people at the office who previously did not clip coupons are enthusiastic now that saving money is officially a game. Now everyone is sharing strategies and trying to kick it up a notch. [...]

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10 Huge Lists of Economic Statistics at Wikipedia

Posted by Sean | July 15, 2008 .

via Wikipedia:

List of countries by tourism
List of countries by imports
List of countries by exports
List of countries by current account balance
List of countries by foreign exchange reserves
List of countries by official gold reserves
List of countries by automobile production
List of countries by proven oil reserves
List of countries by external debt
List of countries by public debt

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T. Boone Pickens TV Commercial

Posted by Sean | July 14, 2008 .

I saw this on cable television yesterday…

The language and visuals were like BAM…

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The Anatomy of Car Insurance

Posted by Sean | July 13, 2008 .

We are always hearing about the huge differences in auto insurance rates.

"I just saved a bundle on car insurance"
"Save up to $300 by dealing direct."
"People who switched saved an average of $353"
"Save up to $500 by switching to us."

Then there’s the real world examples of savings at FreeMoneyFinance.com.
Read enough examples and it is clear some [...]

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10,000 Potentially Uninsured Depositers @ IndyMac

Posted by Sean | July 12, 2008 .

IndyMac failure was not surprising, but I’m surprised how many people are outside FDIC.
At the time of closing, IndyMac had about $1 billion of potentially uninsured deposits held by about 10,000 depositors. The FDIC said it would pay those depositors an advance dividend equal to 50 percent of the uninsured amount.
That means an average of [...]

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Car Insurance - Then and Now

Posted by Sean | July 10, 2008 .

Also from today’s meeting with my agent about car insurance…
I wanted to make a chart of how car insurance can change over 10+ year with the same car and no accidents, but my records are sketchy before 2003. Luckily, my agent still had a copy of the initial policy from 1997:
1997: $694 every six months [...]

1 Comment

Car Insurance - How Low Can You Go?

Posted by Sean | July 10, 2008 .

Inspired by the frequent "I just save a ton on my car insurance" posts at FMF, I met with my insurance agent earlier this morning. Mainly because her office moved closer and now it is totally convenient. Not because I thought I would save a ton of money. (background: my car insurance is the lowest [...]

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