As a followup to my earlier post about the best HSA for investing, I just wanted to point out that the IRS has increased the HSA contribution limits for 2013.
Recall that you can only contribute to an HSA if you have a high-deductible health plan (HDHP).
By definition, such plans have to have a deductible of at least $1,200 for individuals or $2,400 for families. For the record, we have a $3,000 family deductible and have come out way (way!) ahead due to the much cheaper premiums.
Af for HSA contribution limits…
In 2012, individuals have been able to contribute $3,100/year and families could contribute $6,250/year. In 2013, those limits will increase to $3,250/year for individuals and $6,450/year for families.
Thus, individuals will be able to sock away an extra $150 in 2013, whereas families will be able to stash an extra $200. Every little bit helps.