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19 FREE Personal Budgeting Spreadsheets (Excel)

Posted by Sean | July 30, 2008 .

FREE Budgeting Spreadsheets…
The Mother Of All Comparisons
If you use Quicken or MS Money, do you use it proactively or reactively?
Almost two years into Quicken, I realized I’m using it very reactively. Doh!
In other words, I am 1.) dumping my expenses in for 2.) analyzing sometime in the future and 3.) kinda-sorta influencing my spending. Compared [...]

How Much to Spend on a Car: Automotive Sites vs. Financial Sites

Posted by Sean | June 8, 2008 .

Car-payment calculators are everywhere. The problem is they simply follow our directions. They calculate what we want to spend, or think we can spend, and neglect to tell us how much we should spend.
I’ll probably need a new vehicle in a few years, so I’m trying to work some math in advance. Unfortunately, it is [...]

Taking an Inventory of My Subscriptions (using Categories)

Posted by Sean | June 6, 2008 .

Okay, instead of just reading a post (The A La Carte Method: Use Psychology Against Yourself to Save Money), I need to get into the habit of using this blog as a workbook.
Although instead of A La Carte, I’ll be analyzing my subscriptions using categories:
The Untouchables

Internet - within reason, the cost is not as important [...]

Spreadsheet: New Car Cost vs Old Car Cost, Version 1.0

Posted by Sean | June 4, 2008 .

Is It Worth It To Buy A New Car?
(Possibly a Fuel-Efficient Model?)
The goal is to make it easy for anyone to do an in-depth comparison of car costs.
Typically, this involves Old Car vs. New Car, although you could do New #1 vs. New #2.
Also, if you are curious about potential savings from fuel-efficient vehicles, I [...]