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I Just Saved an EASY $23/Month on Phone & DSL

Posted by Sean | November 28, 2008 .

Chopping away at the month expenses…
DSL / Internet - we had the 2nd highest of four tiers @ $30 per month. (At signup, the top two plans included a decent rebate and free hardware.) Here’s the thing… there is virtually no difference between the 2nd & 3rd levels. It’s one of those “I’m special” expenses, [...]

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The Most Beautiful Way To Save Money While Heating Your House

Posted by Sean | November 5, 2008 .

photo credit: NCinDC
Sometimes, a tip makes it into a lot of “Top Ten Tips” lists, but never gets featured in a post of its own.
Today, I want to pay tribute to my #1 heating tip: open the blinds to your windows.
To one group of people, it sounds obvious.
To another group of people, it sounds [...]

2 Comments

Quote: “The Happiest People Are Frugal…”

Posted by Sean | November 3, 2008 .

from Making of a Miser: Nature vs. Nurture @ WSJ.com
“(researchers) say the happiest people are frugal, which they define as people who are able to spend without suffering but take pleasure in saving.”
The last two paragraphs in that article offer food for thought. It says how cheapskates are constantly anxious about money, while spendthrifts cause [...]

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What Is Frugality? What Are The Best Examples?

Posted by Sean | August 29, 2008 .

Frugality is one of the main topics of discussion on personal finance blogs. Oftentimes, it means trading time for money. Sometimes, a lot of time for a little money. While this can be useful, even necessary, frugality can be so much more.
wikipedia’s definition
Frugality is the practice of

acquiring goods and services in a restrained manner, and [...]

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Should I Replace My Light Bulbs With Compact Fluorescent Lamps (CFLs) Today, Or Wait Until They Burn Out?

Posted by Sean | August 25, 2008 .

When doing household financial calculations, the math is easy.
It is the assumptions behind the math where people differ.
Take the question, "Should I Replace My Light Bulbs With Compact Fluorescent Lamps (CFLs) Today, Or Wait Until They Burn Out?"
On one hand, you have the waste-not, want-not crowd. You paid good money for the old [...]

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The Clark Howard Show: The #1 Frugality Podcast (and so much more)

Posted by Sean | July 23, 2008 .

@ ClarkHoward.com
@ iTunes

"This is your show and I’m here to serve you, with advice and info that you can put to work in your wallet each and every day, so you can save more, spend less, and not get ripped off."
title: The Clark Howard Show
format: podcast
length:~69 minutes (2 parts)
[...]

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The Drugstore Game - How Do You Calculate The REAL Savings?

Posted by Sean | July 17, 2008 .

Mrs. Ramblings has caught the "drugstore game" bug. Don’t get me wrong she has always used coupons. But I think maybe some people at the office who previously did not clip coupons are enthusiastic now that saving money is officially a game. Now everyone is sharing strategies and trying to kick it up a notch. [...]

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Car Insurance - How Low Can You Go?

Posted by Sean | July 10, 2008 .

Inspired by the frequent "I just save a ton on my car insurance" posts at FMF, I met with my insurance agent earlier this morning. Mainly because her office moved closer and now it is totally convenient. Not because I thought I would save a ton of money. (background: my car insurance is the lowest [...]

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Find The Lowest Prices Online With Channel-Specific Discount Links (Huh?)

Posted by Sean | July 7, 2008 .

You know about online coupons. You play the drugstore game. You have signed up for free-lunch email lists. In short, you know almost everything about saving money online. But there is one trick you might not have not seen…
Channel-Specific Discount Links
Ignore my jargon-y headline. The concept is simple. There are discounts that will only appear [...]

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Free Language Learning Site (LiveMocha)

Posted by Sean | July 6, 2008 .

Three cheers to The Femmes Frugal for posting a link to LiveMocha, a frugal resource for learning languages. And by frugal, I mean it appears to be FREE. Of course, like all free sites, there is the question of the business model. But I really like the potential of this site. LiveMocha could make CD-ROMs [...]

5 Comments

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