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Debit Cards vs. Credit Cards: Does Usage Really Change?

Posted by Sean | September 4, 2008 .

via FMF, Do We All Really Spend More With a Credit Card:
“Point #2: There’s no difference between a credit card and a debit card regarding convenience, so the “debit card is better than a credit card” debate is dead. For people who pay off their credit card every month (which is one of my requirements [...]

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By The Numbers: Credit Scores and Car Insurance

Posted by Sean | July 20, 2008 .

Did you know your credit score can influence your car insurance rates?
You probably answered a big "YES" if you read personal finance blogs.
If not, here are five quotes to explain what is going on, by the numbers…

"According to a study by Conning and Co., more than 90% of auto insurers use a credit scoring system [...]

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