This is just a quick update to my earlier post about applying for new credit cards. As a reminder, I applied for three new cards, two of which I snagged mainly for the signup bonuses.
For starters, I applied for the Discover it card. We were approved straightaway, and the card showed up in our mailbox a few days later.
There was no signup bonus associated with this card but, along with our Chase Freedom and Citi Dividend cards, having a Discover card in my wallet gives me access to the full (rotating) suite of 5% bonus categories.
As for the other two cards and why I decided to apply for them…
I also applied for the Amex Delta Business Platinum card, which was offering (at the time) 55k bonus miles, 20k of which count toward elite status (i.e., they’re MQMs). This one required a quick phone call due to a technical glitch, but we were approved and the card showed up on our doorstep soon thereafter.
The Barclaycard Arrival World MasterCard. As a reminder, this card offers a generous signup bonus (40k points!) that can be easily converted into (at least) $444 cash. All we have to do is spend $1k in the first three months. Easy money.
If you want to keep it (the 2.2% cash back is quite nice and there’s also a free TripIt Pro subscription), there’s an $89 annual fee. The good news is that this fee is waived for the first year, so you have plenty of time to decide how to proceed.
Anyway, we didn’t get an instant decision on our Barclaycard application. Instead, for whatever reason, they decided to hold it back for manual review. As expected, they’ve since approved us for this card and I expect it to arrive soon.
Interestingly, within minutes of checking the status of my application online (I did this a few business days after applying) and learning that we’d been approved, the confirmation e-mail welcoming us as new cardmembers showed up.
I’m not sure if the timing of this e-mail coincidental or if they were waiting for me to check before issuing final approval. Probably the former, but if you apply for this card and aren’t automatically approved, you might want to go back and check the status of your application a few days later.
For the record, you can check the status of your application by pointing your browser to www.myapplicationstatus.com (this forwards to the Barclaycard website) and entering your last name, the last four digits of your SSN, and your zip code.