Looking ahead, it’s time for Discover cardholders to enroll in the new bonus reward categories for Winter 2013. Full details can be found below.
As a reminder, Discover (and others) adopted rotating reward categories a few years ago. This means that you can get 5% cash back on select purchases, but only if you manually enroll for the latest offer each quarter.
Here are the broad categories for 2014:
- Winter: Restaurants & movies
- Spring: Fresh for spring
- Summer: Summer break
- Fall: Holiday shopping
From January 1st through March 31st, you could get 5% cash back on up to $1500 in purchases at restaurants and for movies (including movie theaters, video stores, and movie rental services).
From April 1st though June 30th, you can get 5% cash back on up to $1500 in purchases at home improvement stores, furniture stores and at Bed Bath & Beyond.
For summer, the image is a fuel gauge, so I would assume that it will be travel-related (gas at least, possibly more). And for fall, it’s a holiday ribbon. In 2013, this category included all online purchases.
All non-bonus purchases are subject to the standard rewards schedule of 1% cash back. As always, there’s no annual earnings limit and no annual fee.
Enrollment for the Spring 2014 is currently open. To sign up, login to your online account or call the number on the back of your card. Also, as far as I know, reward activation is not retroactive, so do this as soon as possible.
And if you don’t currently have a Discover Card but want one…