Before we get to this week’s links, I’d like to ask for your help with something…
If you’ve found value in the articles that I’ve written over the past (not quite) twelve months, then please take a moment to nominate Financial Ramblings as the “Best New Personal Finance Blog” in the 4th Annual Plutus Awards.
Here’s a link to the form with Financial Ramblings already filled in for the appropriate category. It takes just a few seconds and will be a huge help as I work to spread the word about this site to like-minded folks.
Yes, they ask for your name and e-mail, but the site is run by a standup guy who won’t spam you or do anything nefarious with your info. He just wants to be sure that there’s no funny business during the nomination and voting process.
Please consider nominating me. Thanks!
And now… Here are some articles that caught my eye this past week:
- Why Don’t Retirees Buy Annuities? — An interesting look at the monetary motivations behind the so-called “annuity puzzle.”
- Moving Assets Into a Revocable Living Trust — Looking to streamline the probate process? Consider creating a revocable living trust.
- The Surprising Effect of Small Efforts Over Time — A nice reminder that consistency is the key to turning small actions into big outcomes.
- Could Your Spouse Manage Your Portfolio — In households where one spouse takes the lead on financial issues (like ours), this is a huge concern.
- Perk Street’s Sudden Demise — I’m with Harry. When venture-backed startups throw money around, take advantage. If they fizzle out, you can move on.
- Increase Income to Increase Social Security? — Nice try, but no… You can’t use a taxable Roth IRA conversion to boost your eventual Social Security benefits.
- Looking to Expand the Real Estate Empire – Another real-life story of a guy putting his money to work. But before you get too excited, check the next link…
- Being a Landlord: Not All Puppies and Cupcakes — If you’re interested in becoming a landlord, that’s great. But read this first. And this.
- Habitual Returners Being Tracked — Did you know that there are third-party companies that specialize in tracking and analyzing customer returns? I didn’t.
- Watch Out for Child Identity Theft — There’s a special place in financial hell for those that steal the identities of children. Parents, be on the lookout.
- Radically Redefine Necessary Spending — A thoughtful treatment of the old question of wants vs. needs. Be intentional about your spending.
It’s a rainy day (at least around here) so you’re getting more links than usual… Hope you’re having a great weekend.