Fraud & Identity Theft

Image of Social Security Card with Lock and Chain

Comedian Jay London once said “I don’t have to worry about identity theft because no one wants to be me.” Too bad that’s not true.

Believe it or not, you do have to worry about identity theft (and other forms of fraud) no matter who you are.

This page is home to articles about all aspects of identity theft. Topics of interest include how to protect yourself from identity theft, how to recognize that your identity has been stolen, how to recover from identity theft if you’ve been victimized, and more.

Inside My (Free) Experian Credit Report

by Michael on May 20, 2014 · 2 comments

Back in January, I checked my Equifax credit report as part of my diy credit monitoring system. This system involves checking one of you three free credit reports every four months. The hard part, of course, is remembering to pull your credit reports on a regular basis. To combat this […]

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In case you missed it, security researchers recently uncovered a major bug (known as “Heartbleed”) in a security protocol that protects much of the encrypted traffic on the Internet. And yes, if you do just about anything online, you’re affected. In short, secure Internet services typically protect their traffic using […]

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Have you checked your credit report recently? I have. In fact, I pulled my Equifax credit report (for free) just last week. Care to guess what I found? Absolutely nothing. Or at least nothing out of the ordinary. Just my boring report. But, when it comes to credit reports, boring […]

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Free Credit Monitoring (the DIY Way!)

by Michael on Jan 15, 2014 · 4 comments

In the wake of the massive Target data breach, I’ve decided to throw together a free, diy credit monitoring system. Yes, Target is offering a year of free credit monitoring, but that only covers your Experian credit report, leaving Equifax and TransUnion out in the cold. And it only lasts […]

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Earlier this afternoon, I received an e-mail from Target regarding their pre-holiday data breach. It seems that the more they investigate, the worse the situation gets. At first, they thought that hackers had snatched the credit and debit card info of 40M customers. But now they’re saying that the names, […]

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Credit Card Travel Notifications

by Michael on Sep 3, 2013 · 2 comments

I’ve always heard that it’s a good idea to notify your credit card issuers when you’ll be traveling outside the United States. If you don’t, the story goes, you run the risk of having your credit cards locked down as a fraud prevention measure. Not good. Is it really necessary […]

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I’m heading to Europe in a couple of weeks and have thus been tying up some loose ends in advance of my departure. One of these tasks has been to get a credit card that’s more likely to be compatible with European card processing systems. In case you weren’t aware, […]

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As I’ve noted in the past, I store a lot of stuff in Evernote. I am, however, reticent to use it for financial records, medical records, and other sensitive documents due to security concerns. Honestly, the same goes for storing files in the clear in DropBox or similar services. They […]

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