Investing Tips & Strategies

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Peter Lynch once said “Know what you own, and why you own it.” Investing is simple, but that doesn’t mean it’s easy.

If you’re looking for tips and tricks for building a successful investment portfolio, you’ve come to the right place.

Topics of interest include stocks, bonds, mutual funds, ETFs, portfolio construction, asset allocation, rebalancing strategies, investor psychology, and more. If you’re looking for hot stock tips or get rich quick schemes, look elsewhere.

As a followup to my recent post about IRA rollover rule changes, I wanted to share another bit of news from the IRS… In Notice 2014-21, the IRS has declared that Bitcoin and other virtual currencies are to be treated as property for federal tax purposes. This means that such […]

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IRS to Modify IRA Rollover Rules

by Michael on Mar 27, 2014 · 0 comments

In the past, the IRS limited you to one IRA rollover per year per account. But, thanks to the Tax Court’s recent ruling in Bobrow vs. Commissioner, that will be changing. Indeed, as of next year, you will be allowed just one IRA rollover per year. Period. This change was […]

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Defining Financial Independence

by Michael on Mar 20, 2014 · 0 comments

If you prowl around the internet a bit, it won’t take you long to find someone chronicling their journey toward “early retirement.” Of course, what these individuals are seeking isn’t really early retirement, but rather financial independence. In other words, they’re trying to reach the point at which they no […]

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Wise Words From Warren Buffett

by Michael on Mar 6, 2014 · 0 comments

Warren Buffett’s annual letter to shareholders has always been a treasure trove of investing insight. This year’s letter, which was recently released, is no different. Among other things, Buffett urges individuals to stay within their “circle of competence,” saying that: “Most investors, of course, have not made the study of […]

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If you’re in a lower tax bracket and have been looking for a good reason to get off your butt and start saving for retirement, here it is… In short, you may be eligible for a tax credit that offsets as much as 50% of your traditional or Roth IRA, […]

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Hmmm. Looks like it’s time for another Lending Club update… As a reminder, I started this account with a $1,500 deposit during the summer of 2013 and have contributed $1k/month since then. At the end of January, I had $7,358.56 in outstanding notes, another $100 (2 notes worth) committed to […]

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This is a bit random, but I was recently looking at our bond holdings and noticed something that I thought was worth mentioning… As it turns out, our tax-exempt municipal bonds are currently paying more than our taxable bonds. The absolute difference is slight, but it’s still somewhat unexpected. For […]

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HSA Transfer and Rollover Rules

by Michael on Feb 5, 2014 · 0 comments

On the topic of investing in your HSA… Some of you might be interested in moving your HSA money to a new provider with lower fees, better investment options, etc. Fortunately, it’s not only possible to move your money, it’s also quite easy to do. The main thing that you’ll […]

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