Looks like it’s time for another Lending Club update… As a reminder, I started this account with a $2,500 initial deposit back in July and have been contributing an additional $1k/month since then. At the end of October, I had a total of $4,046.64 in outstanding notes, another $200 (4 […]
Investing Tips & Strategies
Peter Lynch once said “Know what you own, and why you own it.” Investing is simple, but that doesn’t mean it’s easy.
If you’re looking for tips and tricks for building a successful investment portfolio, you’ve come to the right place.
Topics of interest include stocks, bonds, mutual funds, ETFs, portfolio construction, asset allocation, rebalancing strategies, investor psychology, and more. If you’re looking for hot stock tips or get rich quick schemes, look elsewhere.
As we approach the end of the year, it’s time to start looking ahead. That means it’s time to revisit your retirement plan contributions. According to the IRS, the 2014 contribution limits for 401(k), 403(b), and 457(b) plans will be unchanged in 2014. That means that the stated limit will […]
As we chug through November, I want to continue looking ahead to 2014. So let’s talk a bit about IRA contribution limits. According to the IRS, the 2014 contribution limits for traditional and Roth IRAs will remain unchanged from 2013 levels. That means you can contribut a max of $5,500/year […]
When I logged into Lending Club today, I discovered that they’ve added the ability to automatically adjust your Net Annualized Return (NAR) calculation based on the status of your notes. As a reminder, your NAR is an annualized estimate of investment returns but, in the past, it always treated notes […]
As a quick followup to my I-Bond rate update, I just wanted to point out that the Treasury surprised everyone (or at least me) by increasing the fixed rate last week. That’s the good news. The bad news is that they only increased it from 0% to 0.20%. Regardless, you […]
After a delay thanks to the shutdown, the BLS has released the September 2013 inflation numbers. This means that we can now predict the November 2013 I-Bond rate. As a reminder, I-Bond rates are pegged (in part) to inflation estimates, though there is also a fixed component set by the […]
In response to my recent post about estimating the true cost of ongoing spending, a reader (and blogger) named Edward said: On the flip side, I’m on track to have a fully funded retirement when I am ready to retire. Why forgo a pleasure now to have more money than […]
Today I want to share a rule of thumb to help you quickly estimate the long-term impact of your ongoing spending decisions. If you’re having trouble keeping your spending in check, this tip will hopefully motivate you to plug some of the holes in your budget. And it may help […]