vanguard

This is a bit random, but I was recently looking at our bond holdings and noticed something that I thought was worth mentioning… As it turns out, our tax-exempt municipal bonds are currently paying more than our taxable bonds. The absolute difference is slight, but it’s still somewhat unexpected. For […]

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Best HSA for Investing (Revisited)

by Michael on Feb 3, 2014 · 1 comment

This is just a quick followup to my earlier post about the best HSA for investing. At that time, HSA Bank looked like the best option. But now? Well, my pal Harry recently pointed out that Eli Lilly Federal Credit Union is an excellent option for those who are interested […]

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In case you missed it, Vanguard recently released data looking average portfolio size and stock allocation as a function of age. It’s an imperfect analysis in that it focuses on retirement plan participants at Vanguard. Thus, it’s a non-random sample and limited to defined contribution plan holdings. But still… Those […]

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A reader named Max recently e-mailed to ask a question about Vanguard’s frequent trading policy. In his message, he wrote the following: Hi. I have a quick question. I was just rebalancing some of our Vanguard mutual funds when I ran into a warning about their frequent trading policy. Apparently […]

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I’ve talked in the past about why you should rebalance your portfolio. In short, you do so to maintain your desired risk profile. But how do you decide when to rebalance? While it’s good to keep things in check, there’s no sense in going overboard. While some rebalance at set […]

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Today I want to expand on my previous article about the relationship between interest rates and bond prices. You should now be well aware that interest rates and bond prices move in opposition. When rates fall, bond prices increase. And when rates increase, bond prices fall. But how big is […]

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Over the past week or two, I’ve been playing around with a new (to me) online investment tracking service called Personal Capital. If you haven’t heard of it, it’s sort of like Mint, but with a focus on investing. Whereas Mint seems to target people who are just starting out, […]

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The first exchange traded fund (ETF) was launched 20 years ago, in 1993. Since then, ETFs have gained a great deal of popularity. So, if given the choice between an old school (open-end) mutual fund and an equivalent ETF, which would you choose and why? Personally, I remain partial to […]

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